Employee Owned GIA Certified and Knowledgeable


About Us

Our mission here at Gems N’ Loans is to build a place where people can have the opportunity to buy or sell a variety of potentially valued items. The wonderful thing about pawnshops is that you never know what you’ll find. We receive vintage, estate, modern, and custom pieces everyday. Find out for yourself why they say, “We Make Pawn Shopping Fun!”

We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.


Our employees have the opportunity to become owners of a chain of highly successful pawn shops, that have dominated the entire market for over 24 years, and all this possible without any money out of the employee pockets.

pawn shop employees

Customer Service

GIA Certified

Gems N' Loans Temecula Manager

Justin Gullet


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Knowledgeable and Trained

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Custom Jewelry

In House Jeweler